by Christopher Rhim, CFP®, CDFA™ | Oct 4, 2019 | Financial Advice, Medicare
Many people believe they don’t need Medicare planning. Upon reaching eligibility at age 65, all you need to do is sign up, right? Here are a few considerations as you approach your Medicare planning decisions: Means-Testing Most people do not realize that some will...
by Christopher Rhim, CFP®, CDFA™ | Jul 5, 2017 | Financial Advice, Women
Since 1981, women have accounted for an increasing number of home buyers according to data collected by the National Association of Realtors. Why has this not only been the case but growing stronger over time? Mary Pilon of Bloomberg writes that there is a greater...
by Christopher Rhim, CFP®, CDFA™ | Mar 3, 2017 | Financial Advice
The big 3 mortgage issuers (JP Morgan Chase, Bank of America and Wells Fargo) saw their share of new loans drop from 50% in 2011 to 21% in 2016. Today, 6 of the top 10 lenders are non-banks. Why the change? Following the housing collapse of 2008-09, many large banks...
by Christopher Rhim, CFP®, CDFA™ | Feb 20, 2017 | Financial Advice
Remember that first job, working 9 to 5 and a real salary? Quickly, your thoughts moved to what you were going to purchase: a new car, a new wardrobe, maybe a vacation to a foreign land? With the job came real responsibilities along with future plans that were...
by Christopher Rhim, CFP®, CDFA™ | Feb 13, 2017 | Financial Advice
This past week about 360 of 500 companies in the S&P 500 have reported 4th quarter corporate earnings about 5% higher than the year earlier period. This exceeded analysts estimates of 3.2% as predicted at the end of 2016. Stocks, entering the 8th year of a bull...
by Christopher Rhim, CFP®, CDFA™ | Feb 9, 2017 | Financial Advice
A few weeks ago, The Dow Jones Industrial Average, the oldest most widely known stock index in the US, broke 20,000 for the first time ever. While this may seem impressive, the Dow’s relevance today is actually quite small given: 1) The DJIA includes 30 of the...
